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When You Own Your Home, You're in Charge!

Enjoy the pride and security of owning your own home. 

Have the confidence of knowing what you will be paying each month. 

When home values rise, you build equity in your home. 

Benefits of Owning Your Home

  1. Count on a consistent monthly home loan payment with a Fixed-Rate Mortgage.

  2. Pay your own mortgage, not your landlord's.

  3. Build equity when home values rise.

  4. Avoid annual (or more frequent) rent increases.

  5. Avoid termination of your lease.

  6. Gain tax advantages of owning a home.

  7. Choose to refinance when rates go down. 


A Fixed-Rate Mortgage has an interest rate that remains the same for the life of the loan.


Owning a home is a solid, long-term investment in your future. 

Suburban House

Downsides of Renting

Rent Increases

  • Rents typically increase annually or even more frequently.

  • The national average rent increased by 36% in the past 10 years.*

  • It's difficult to predict how much rent will increase.

  • You may see your rent doubled over time.


Housing Crunch

  • A lack of housing may result in bidding wars for rentals.

  • If your landlord decides to sell, you may have to move quickly.


No Equity

  • You aren't building equity when you rent.

  • You are putting your hard-earned money in your landlord’s pocket instead of your own.


Owning a Home Is a Solid, Long-Term Investment in Your Future


S&P Dow Jones Indices LLC, S&P/Case-Shiller U.S. National Home Price Index [CSUSHPINSA], retrieved from FRED, Federal Reserve Bank of St. Louis; October 9, 2022.

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