Home Loans That Enable You to Reduce Your
Interest Rate or Access Your Equity
Refinancing your current home loan to one with a lower interest rate could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook. Refinancing also allows you to access the equity in your home, providing the opportunity to finance other needs.
Ready to Refinance?
If you currently have an Adjustable-Rate Mortgage (ARM), refinancing could provide you with a stable interest rate and a consistent monthly payment.
Ready to Access Your Home Equity?
If you would like to access your home’s equity to fund home improvements, college tuition or other major expenses, a cash-out refinance may be right for you. The cash is yours to spend as you like — even on a special vacation.
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.