As a mortgage and loan professional for more than 21 years, Chris has seen it all and has been thru the Housing Industry’s ups and downs and ever changing mortgage guidelines. Chris’ focus early on was helping 1st Time Buyers understand the process. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Chris in your corner. Chris also is an expert in most all local and Texas Down Payment Assistance Programs, and was at the forefront of educating his team of loan officers 2 decades ago on how to utilize them. Chris is very knowledgeable on FHA, VA, USDA, and Conventional Renovation loans, for those looking to purchase a home that needs TLC, or for existing customers looking to refinance and build in the cost of repairs and upgrades. For Specialty loans, such as ITIN, Bank Statement, or P&L, he’s your guy! Town Square Mortgage is a local mortgage lender where all the steps of your loan are done locally, which means better, faster and tailored to your needs. We strive to give you personalized, one on one service, and we promise you will never have to sit through an automated system. Call me today, or feel free to utilize any of the interactive tools offered throughout the site. I look forward to working with you.